Question 1

Which of the following grants / grant direct credit assistance to rural households? 1. Regional Rural Banks 2. National Bank for Agriculture and Rural Development 3. Land Development Banks. Select the correct answer using the codes given below.

Accepted Answer

In the Tertiary Sector Economy, which institutions provide direct credit assistance to rural households? 
1. Regional Rural Banks 
2. National Bank for Agriculture and Rural Development 
3. Land Development Banks. 
The correct answer is (c) 1 and 3 only. 
Land Development Banks offer long-term loans for rural development. Regional Rural Banks provide financial resources and loans to small-scale farmers, agricultural laborers, and rural artisans. National Bank for Agriculture and Rural Development does not directly offer credit assistance; instead, it provides credit through intermediaries.

Question 2

With reference to the Indian economy after the 1991 economic liberalization, consider the following statements: 1. Worker productivity per worker (at 2004-05 prices) increased in urban areas while it decreased in rural areas. 2. The percentage share of rural areas in the workforce steadily increased. 3. In rural areas, the growth in the non-farm economy increased. 4. The growth rate in rural employment decreased. Which of the statements given above is/are correct?

Accepted Answer

Following the economic liberalization in 1991, there have been changes in the Indian economy. Worker productivity increased in urban areas but decreased in rural areas. The percentage share of the rural workforce has been steadily increasing. Additionally, there has been growth in the non-farm economy in rural areas. However, the growth rate in rural employment has decreased. Therefore, the correct statements are 3 and 4, making option (b) the correct choice.

Original: After the LPG reforms of 1991, it is inevitable that the rural/agriculture workforce would start shifting towards urban/non-agri sectors.

Rewritten: The reforms introduced in 1991 have led to a natural shift of the rural and agricultural workforce towards urban and non-agricultural sectors.

Question 3

In August 2006, the Government of India notified the Rural Electrification Policy. This policy aims at provision of access to all households by which year?

Accepted Answer

In August 2006, the Government of India introduced the Rural Electrification Policy with the goal of ensuring all households have access to electricity by which year? 
Options: (a) 2008 (b) 2009 (c) 2010 (d) 2012
Correct: (b)

The policy also aims to provide quality and reliable power supply at affordable rates and ensure a minimum lifeline consumption of 1 unit per household per day by the year 2012.

Question 4

Consider the following statements: Regional disparities in India are high and have been rising in recent years because: 1. There is persistent investment over time only in select locates. 2. Some areas are agro-climatically less conducive to development. 3. Some areas continue to face little or no agrarian transformation and the consequent lack of social and economic opportunities. 4. Some areas have faced continuous political instability. Which of the above statements are correct?

Accepted Answer

In the context of regional disparities in India, the correct statements are 1, 2, and 3. This is because persistent investment in specific areas, unfavorable agro-climatic conditions in some regions, and the lack of agrarian transformation leading to limited social and economic opportunities are key factors contributing to the rising disparities. Political instability, on the other hand, is considered to have a minor impact on agricultural development compared to the other factors mentioned.

Question 5

Which one of the following companies has started a rural marketing network called 'e-chaupals'?

Accepted Answer

The 'e-Choupal' initiative was launched by ITC Limited, a major Indian conglomerate, to establish a direct online connection with rural farmers for the purchase of agricultural and aquaculture goods.

Rural & Urban Development — UPSC Previous Year Questions

Which of the following grants / grant direct credit assistance to rural households? 1. Regional Rural Banks 2. National Bank for Agriculture and Rural Development 3. Land Development Banks. Select the correct answer using the codes given below.

Year-wise Distribution

Sample Questions

Rural & Urban Development — UPSC Previous Year Questions

Which of the following grants / grant direct credit assistance to rural households? 1. Regional Rural Banks 2. National Bank for Agriculture and Rural Development 3. Land Development Banks. Select the correct answer using the codes given below.

Year-wise Distribution

Sample Questions